Friday, December 04, 2009

Holiday Savings Tips

The holiday rush can lead to a rush of money out of your accounts. Here are a few ways to keep your spending in check and still have a festive holiday season:

• Many stores offer one-day or weekend money-saving sales during the month. Plan to shop your favorite stores on these days.

• Don't be tempted to overspend on last minute purchases. Planning ahead could prevent night-before emergency shopping trips.

• Exchange favors as gifts or make handmade gifts such as baked goods and ornaments.

• Send e-cards. Savings could be significant depending on the length of your
mailing list.

• Pay with cash whenever possible. Interest charges accrued by not paying off your credit bill in January may offset any savings you received.

Remember to establish a budget and a shopping list before heading to stores. A little planning beforehand will help you keep your financial wits about you.

Visit www.FeedthePig.org for more money-saving tips!

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