Most interest-bearing checking accounts these days pay a fraction of one-percent. They should be ashamed. There are others, however, that pay up to 6% (list included in article), but there is a BIG catch. You have to use their debit card 10-12 times per month (ATM use does not count), have direct deposit, and promise to give them your first born child. (Okay, kidding about that latter requirement.)arch Services, a market research firm that has tracked bank deposit rates since 1983.
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