One month into a new year, what does your financial outlook for the year look like? Are you feeling more financially sound than you did this time last year? If so, congratulations! Continue to follow your budget, save your money and make smart decisions.
If you aren't feeling better than last year, start taking some basic steps now so that this time next year, you'll feel like you're on solid ground.
• Evaluate your spending. How can you know how you are doing financially if you don't know where your money is going?
• Create a budget. Once you know where you have been spending your money, determine where you should be spending your money.
• Make smart decisions about where you can cut back and save money—bring your lunch to work, drink water from the tap and order out less often.
• Start saving now. Starting really can be the hardest part—open a savings account, put your money aside, remind yourself not to spend it.
Turn 2010 into your best financial year ever.
Visit www.FeedthePig.org for more money-saving tips
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