Think Now - Retirement Checklist

In your 20's & 30's

• Save 10% of your income every month.
• Have an emergency fund.
• Join your employer's retirement plan.
• Open an IRA.
• When you change jobs, roll over your former retirement plan into an IRA.

In your 40's & 50's

• Increase your retirement savings to keep pace with your income.
• Maximize contributions to your IRA.
• Have life, homeowner's and other relevant insurance to help protect assets.
• If you are in your 50's, take advantage of catch up contributions to my IRA.
• Regularly check in with financial advisor to make sure you are on track to retire.

In your 60's or 70's

• Consolidate your retirement accounts to simplify managing your portfolio.
• Consider income producing strategies.
• Consider your leacy and what is to happen to your retirement funds.
• Have a withdrawl strategy to create income for yourself.