Your credit report contains information about your past and present credit transactions. It's used primarily by potential lenders to evaluate your creditworthiness. So if you're about to apply for credit, especially for something significant like a mortgage, you'll want to get and review a copy of your credit report.
Be sure to obtain a free credit report every 12 months by visiting annualcreditreport.com. Once received, review closely for any inaccuracies and unauthorized activity. Take steps to report wrong information.
To learn more about what good credit can do for you and steps to repair less than perfect credit, check out the new Feed the Pig Podcast or visit FeedthePig.org.
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