Whether you're looking to pay down credit cards, fund a vacation or simply get your financial house in order, we're here to help. We consulted experts from four corners of the money world: a financial consultant, a wealth manager, a vice president at a credit-debt counseling non-profit, and Chicago's city treasurer, whose office conducts periodic family budget seminars.
We pooled their advice and created a 10-step plan you can use to build a better family budget—one that sticks. So take a deep breath, sharpen those pencils, and remember: Budgets work much like diets. You can't succeed unless you commit to sensible behavior modification first. That means no half-hearted efforts—or starvation methods.
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