Bills, credit-card receipts, ATM slips, investment records, bank statements— they pile up and multiply faster than dirty dishes after a holiday meal. It's easy to feel buried under an avalanche of paper and too stressed and guilty to deal with it.
Fortunately, there are solutions short of hiring a full-time financial manager. Getting clear of the paper chaos will save time (no more scrambling through drawers to find that overdue bill), -money (fewer late charges and no lost deductions), and psychic energy (no more feeling out of control of your own financial life).
The experts say you can organize your records in five simple steps. Here's what they recommend:
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