Saturday, July 30, 2011

Mortgage Rates Fall: 5 Rules for Refinancing

The stalled economic recovery pushed mortgage interest rates down to 4.5% this week, creating another opportunity for homeowners to lock in record-low prices. For people in the most expensive real estate markets who want mortgages of $700,000 or more, this could be the last chance to capture the lowest rates.

The reason: So called “agency jumbo” loans are being phased out in September, says Keith Gumbinger, vice president of HSH.com, a loan research firm. These loans are about 0.3% cheaper than loans that can’t be sold into the secondary market.

Read more

No comments: